First Time Home Buyer Loans are Available!

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Buying a home is a big investment and an exciting milestone.

Congratulations! Making the decision to buy a home is your first step toward building wealth and a strong financial future.

We love first-time home buyers because it gives us an opportunity to do what we do best, teach about the mortgage process. Here are some questions real estate experts recommend you ask your mortgage loan officer:

  • What factors impact my mortgage interest rate?
  • Is there anything I can do now to improve my credit score or lower my debt-to-income ratio before I get pre-qualified?
  • Do I qualify for any down payment assistance programs?
  • How much will I need to pay in closing costs?

Although you might be browsing home listings online, your first step in the home buying process should always be a mortgage preapproval, starting with our FREE Home Loan Qualifier!

The Home Loan Process

Here’s how our home loan process works:

  • Complete our simple Home Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Did you Know?

Did you know over 80% of home buyers get preapproved before making an offer? (Zillow). A mortgage preapproval shows the seller you are a serious buyer and have already started the mortgage financing process.

  • Fixed Rates
  • Conforming Loans
  • FHA, VA, & USDA Loans
  • WSHFC Down Payment Assistance
  • Chenoa Down Payment Assistance

Buying a home is a big step, you don’t have to do it all on your own. From the down payment to the closing disclosure, our First-Time Home Buyers Guide has everything you need to know to prep for this big adventure.

Home Loan Qualifier!